Budget Books brings your accounts, recurring bills, invoices, budgets and reports into one calm, beautifully organized place — so you always know where you stand and what's coming next.
From a single transaction to a full cash-flow forecast — every part of Budget Books connects to the next.
Your home base. Net worth, this month's cash flow, what's over budget and bills coming up — with quick actions to record a transaction or import a bank CSV.
Every account and balance in one place. Log income, expenses and transfers, and use Charge / Borrow to track credit-card purchases and loans with per-account interest.
A simple checklist for each month. Tick off recurring income and bills as they land — and each one posts straight to your ledger.
Create and email invoices to clients, then track who's paid and who's overdue, with full accounts-receivable aging.
Record bills from vendors and keep an eye on what's still outstanding, with accounts-payable aging so nothing slips.
Every customer and vendor you invoice or pay, in one searchable place. Filter by type or group, sort by name, and edit in a tap.
Set a monthly target for each category — with sub-categories — and watch your actual spending stack up against it as the month unfolds.
Pick any date range and watch every chart update — spending and income breakdowns, net worth over time, and a cash-flow forecast.
Download your numbers as PDF, CSV or JSON, plus a detailed summary file — your data is always yours to take with you.
Your recurring income and bills show up as a tidy list each month. Tick one off as it's received or paid, and Budget Books posts it to your ledger automatically — no double entry, no forgotten payments.
Give every category a monthly target and Budget Books shows your progress in real time — green while you're on track, red the moment you tip over. Sub-categories roll up so the big picture stays clear.
The cash-flow forecast projects your available cash forward from your scheduled income, bills and transfers. If you're heading toward $0, Budget Books flags the date so you can act early. Track net worth over time, too, with assets and debts side by side.
The little things that make Budget Books feel different from every spreadsheet and clunky finance app you've tried.
Enter your email, get a one-time code or magic link. No passwords are ever stored.
Keep household, side-business and rentals separate — start blank or from a ready-made template.
Pull in transactions from a statement in seconds, with duplicate detection built in.
Export and re-import any book as JSON for instant backups — nothing is locked in.
Track APR or flat interest per account and watch your net worth climb over time.
A clean, focused interface that's easy on the eyes, day or night.
A one-minute walkthrough gets you oriented — replay it any time you like.
Refer people you love and earn free months as a thank-you.
Budget Books is built with the basics done right — and payment details it never even sees.
Single-use, short-lived sign-in codes mean there's no password database to steal.
Payments run through Stripe's hosted checkout — Budget Books never sees or stores your card.
HTTP-only cookies, CSRF protection and per-address rate limiting protect your account.
Full access from day one. No credit card to start, and you can cancel anytime.
Join in under a minute — just your email, no password. See your whole financial picture in one calm, organized place.
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